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A message to all.

Free is great. Why?
Because it saves you from the worry that the value you get is proportionate to what you paid.

My site is not entirely free. Why?
You spend time reading this. It’s the one thing we cannot make more of. Giving money is easy, giving time is hard.

Opportunity cost is the twin risks that Howard Marks (Oaktree) described as applying to all investing but really in life, “striking a balance between the risk of losing money and the risk of missing opportunity”.

If you are trying to fill that gap between where you are now and where you know you can and will be at some-point in the future then you are weighing opportunity cost.